Referencing & Credit Checks
Comprehensive tenant referencing service
92% of UK landlords reference their tenants. YouRent has made it simple to get an in-depth overview of prospective tenants and their guarantors, with a comprehensive look at their financial status, credit score and risk assessment.
What you get
- Credit history check, including CCJs, bankruptcies and insolvency
- Income and affordability assessment against the rent
- Employment confirmation with the employer
- Previous landlord reference where there is one
- A single clear report, usually back within two working days
Standalone tenant and guarantor referencing helps you make sure each applicant is suitable for your property. All you need to start is their name, email address and phone number.
We check employment and income, previous landlord history, and credit record, then give you a clear recommendation.
Frequently asked questions
How long does referencing take?
Usually within two working days. The slow step is almost always a previous landlord or an employer who is hard to reach.
Does this cover Right to Rent?
No. In England, Right to Rent is a duty on you as the landlord and must be done by checking documents or using the Home Office online service before the tenancy begins. A reference does not discharge it.
What if the tenant fails?
The report tells you why, so you can decide. A guarantor is the usual answer where the issue is affordability rather than conduct.
Can I reference a guarantor too?
Yes, and it is worth doing. A guarantor is only as good as their own income and credit history.
Does the applicant have to agree?
Yes. A credit check needs their consent, and they are entitled to see what was checked and what came back.